Funded.com's Privacy Pledges and Policies
Your Privacy is Safe with Us!
Information Sharing and Disclosure
We do not share any personal information about you with other people or nonaffiliated companies except to provide products or services you have requested or under the following circumstances:
Loan Products, Service Requests and Other Products,
If you submit a request for a loan product or service offered through funded.com's website we will share the personal information contained in your request form, such as your name, address, phone number and any self assessment or value with lenders in our provider network only to process and fulfill your request. All lenders in our provider network which includes mortgage lenders, brokers and banks, have entered into marketing agreements with Funded.com and are required to comply with federal and state privacy regulations. The lenders may contact you by telephone, email or mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the lenders contact you by telephone and you with not to be contacted again by that lender or bank with respect to your inquiry, then you should specifically make a request that the lender not to contact you again. If the lender disregards your request and contact you again, you may contact us and make us aware of the problem by send and email to Funded.com customer service. Not that many of the lender may maintain the information you provided whether you may or may not use their services.
Other Partner's of Funded.com
We may disclose the information we collect to companies that host certain services for us such as marketing distribution services on our behalf. These vendors only have access to personal information need to perform their functions, and may not share it with others or use it for any other purpose. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit them from using the information except to market the specified Funded.com products or services.
At Funded.com your security is our top priority and we want to stay committed to protecting your privacy online. This pledge outlines the steps we've taken to ensure that you have a great experience at Funded.com and also provides details on how we treat any personal information you may submit to us.
Funded.com LLC. Is a licensee of the Trust Privacy Program and they are and independent, non-profit organization whose mission is to build trust and confidence in the internet by promoting the use of fair information practices. If you have questions or concerns regarding this statement you should contact administration offices at privacypolicy@funded.com. If you don't receive satisfactory care regarding your inquiry, you should then contact Trust using the Watchdog link. Trust will then serve as a liaison.
Information Collection and Use
We will collect and use personal information about you to respond to your request for products and services offered through this website. We will also collect information in order to notify you about products, services and other opportunities that we think might interest you. Although personal information we collect from you may be considered publicly available thought government records or available thought widely distributed media, we will treat all personal information submitted by you as nonpublic personal information. We may collect information from the following sources:
Information provided by you in connection with obtaining financial products or services such as mortgage loans (full name, telephone number, self assessed property value and social security number. Information you provide to use when you register to receive communications from us (such as your email address). Information you provide us through surveys, sweepstakes offered by Funded.com, such as your full name, physical address and email address). Information you provide to use from surveys, feedback, or other forms hosted on our website or the pages of a Funded.com partner. Information you provide to use when you apply for a job at Funded.com.
As Permitted by Law - We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal or state audits or similar circumstances. We believe it is necessary to share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person violations of Funded.com's Terms of Use, or as otherwise required by law.
Business Transfer - As with any other business, it is possible that Funded.com LLC in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by Funded.com, including customer account information, but would continue to be bound by the privacy pledge unless you consent otherwise.
Advertisements- On occasion, you may receive advertisements for Funded.com from third parties. For instance, when visiting a third party website, you may receive a "pop-up" window advertising Funded.com. Please note that such advertisements are served by the third party website that you have visited and are not controlled by Funded.com. In addition, such advertisement may be placed by third party ad servers or ad networks. We maintain relationships with a number of the third party ad networks currently operating. You may find more information at the website of either the individual ad network or the Network Initiative.
Anti-Spam Policy - You will not receive Funded.com email communications unless you submit your email address to us and register to receive them. Additionally, you may also receive emails that advertise Funded.com services from third party publishers. We have established firm ground rules for dealing with any third party email services to ensure that advertisements for Funded.com are not sent out thought a "Spam" mailing - ensuring that our offers are sent only to those individuals who have given their permission to the third party email service to receive email communications. If any third part email publisher refuses to abide by Funded.com's anti-spam policy, we will not use that publisher's services. If you want to stop receiving emails from a third party, you should follow the opt-out instructions included in the third party email so that you will not be included in any future mailings. An "unsubscribe" link should appear within or at the top or bottom of the email you received. However if for any reason it does not work, please bring that to our attention by emailing us at Funded.com's Customer Care.
Cookies- To serve you faster and with better quality, we use "cookies' technology. Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a website to "personalize" itself for each user. We generally use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Customer tracking or click -stream-data collected by us is used to optimize your experience by learning whether or not you successfully used Funded.com. Cookies are not tied to your personal information. Additionally, we may capture click-stream date on some of our partner's websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of out partners. We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identity your computer every time you log on to the Internet. Some of our business partners (e.g. advertisers) use cookies on our site. We have no access to or control over these cookies.
Clear Gifs-
We employ a software technology called clear gifs that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movement of web users. Clear gifs are not tied to users' personally identifiable information. We also use clear gifs in our HTML-baser email to let us know which emails the recipients have opened. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns. If users would like to opt-out of these emails. Please see the Opt-out section within any email you receive from us or unsubscribe from our home.
Your info is Confidential and Secure-
The security of your information is very important at funded.com and we take a number of steps to keep it safe. E.g.
We have partnered with VeriSign to protect against the loss, misuse or alteration of information that we collect from you.
We limit access to personal information to those employees or agents who assist us in providing requested product and services to you. Employees are required to comply with our strict policies and procedures regarding the handling of your personal information.
We use industry standard data encryption when transferring and receiving consumer data on the funded.com's site.
If your personal information changes, or if you have no desire our service, you may correct, update, delete or deactivate it by emailing our Customer Support at register@funded.com.
Opting out information-
You may register to receive communications from us directly on our website or through a third party. Upon registering, we will periodically send you newsletters and other emails featuring special and exclusive offers, promotions and other member only benefits. If you no longer wish to receive these communications, please let us know by sending an email to customercare@funded.com. You also may opt out using the unsubscribe link in our emails as well. Our email database is updated continually. However, you may continue to receive email communications from us up to the 8th business day from the time we receive your unsubscribe request. Please note that funded.com can only control its own mailing list and policies. Third party advertises that maintain their own mailing lists may send communications that advertise our services ant you may need to contact these parties directly in order to stop receiving their email communications. Also, note that if you enter into a transaction through our website, we may send you a than you notice, ask for a satisfaction rating , request a testimonial and give you periodic product reminders as part of your service as a preferred funded.com customer.
Privacy Pledge Regarding Third Party Links-
This applies to all information that you provide to funded.com. However, when you visit websites to which funded.com provides a link, keep in mind you will be interacting with a third party that operates under its own security and privacy policy. If you should chose to obtain certain services through a third party site, the data collected by the third party is governed by that third party's privacy policy. A third party site will also have its own policy regarding the use of cookies and other gifs. We encourage you to review the privacy policies of any other service provider from whom you request services. If Funded.com receives personal information from a third party that is not in conjunction with the services offered by our site, the use and disclosure of such information is governed by the agreement, if any, between funded.com and the third party. Some of our business partners may use cookies on our site. We have no access to or control over these cookies.
Outside Third Parties-
Is some cases, we may use third party vendors to operate portions of funded.com's website. Although the particular section of the website may have a similar appearance as funded.com's site, information submitted through these outside third parties are subject to this Privacy Pledge listed above, unless stated otherwise. Such as information submitted though our Affiliate Program is subject to the Commission Junction privacy policy.
18 or older-
You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age, If you are under 18 years of age, you can use there services offered on our website only in conjunction with your parents or guardians. Please see our Terms of Use for more information.
Changes to the Policy-
Funded.com may update or modify this Privacy Pledge from time to time. If there are material changes to this Privacy Pledge or in how funded.com will use your personal information, we will post such changes here. You will be notified if any of the material changes that affect the use of your personal information and asked to opt-in to the new use of your personal information. IF you don not a free with the changes to how your information will be used, please don not continue to use this website. Please note that using this site you signify your assent to the funded.com's privacy pledge and policies. If you don not agree to this policy, please do not use any of the funded.com site. When you request rate quotes or go through process you are authorizing us to share information with a lender or one of our business partners, who will contact you by phone, email, or mail. If you do not want further communication from them, you must notify the partner directly. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure you are aware of any changes in our privacy practices. Our Privacy Pledge will indicate the date it was last updated. Your continued use of our site will signify your acceptance of our policy and privacy pledges.
Tell a friend policy-
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend's name and email address. We will automatically send your friends a one time mailing inviting him or her to visit the site. Funded.com does not store this information.
Outside Sources Information-
In order to provide certain services to you, we may on occasion supplement the personal information you submitted to us with information from third party sources. Such as: Address Verification for quality data only, Enhancement of Profile Information- We purchase marketing date from third parties and add it to our existing user database, to better target our advertising and to provide pertinent offers in which we think you would be interested. To enrich our profiles of individual customers, we tie this information to the personally identifiable information they have provided to us.
|